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Harvesters Federal Credit Union
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Accounts & Services

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ATM Locations
Share (Savings) Account
This is your "share" of ownership in HFCU and is required before you are eligible for our other services

Share Draft (Checking) Account
No minimum balance required and no "per check" charge. You simply pay for your checks.

Thrifty Members Account (TMA)
This is our money market savings account. Withdrawals can be made without loss of dividends.

Share Certificates
Certificates from 3-36 month terms are available with rates based on regular market surveys. A minimum balance of $500 is required.

IRAs
We offer both Traditional and Roth IRAs as well as Coverdale Education IRAs. A minimum balance of $50 is required and certain contribution (deposit) limits apply.

Loans
We have a full service Loan Department ready to serve all of your loan needs, whether it be for a signature loan, new or used automobile loan, motorcycle loan or a First of Second Mortgage Real Estate Loan.

Visa Check Card
To enhance your checking capabilities. It's the buying power of VISA added to an ATM card ...use it instead of writing a check. The money is subtracted from your checking account.

Savings Safari Kids Club
Kids earn prizes for every deposit and learn the value of saving money. Just $10 opens a Savings Safari account.


Managing Your Account

HARVE Online Banking
Makes it easy to transfer funds, check your account balance or verify transactions over the internet. Self-service has never been so easy or convenient. After you setup your PIN using HARVE by phone, you can start logging into FREE online banking.

HARVE Online Bill Pay
Easily eliminates the need for writing checks, addressing envelopes and buying postage stamps. We take care of it all, quickly and easily, with online bill pay. Start by logging in to online banking, enter payee information, then just point and click whenever you need to make a payment. You can even set up automatic payments, so bills are paid on time, every time. And best of all, its FREE. The only requirement is to make at least one bill pay transaction every 60 days to keep active status. Click here to demo application and sign up.

HARVE by Phone
Allows you to access your accounts anytime, from any touchtone phone. Simply call (850) 857-(HFCU) or (850) 857-4328 or (800) 859-2077, our local or toll-free numbers, and select the bank-by-phone option (2). By using your PIN and following the prompts, you can transfer or withdraw funds, make payments, verify transactions or check the balance on any of your accounts.

ATMs
Harvesters ATMS are available round-the-clock for no additional fee. Visit our Cantonment, Pensacola or Pace locations to transfer funds, withdraw cash or check your balance using the on-site ATM. Click here for ATM locations.


Other Services Include:

EFT/Direct Deposit
Notary Services
American Express Travelers Cheques
Payroll Deducation
Wire Transfers
Safe Deposit Boxes
Christmas Club Accounts
Share Certificates
Movie Tickets
Prepaid Legal Service (Staples, Ellis + Associates, P.A.)

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