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We collect information about you and our former members from the following
sources:
Applications and other forms you submit to us; Your transactions with us,
our affiliates, or others; Representations made by you to us; Representations
made by others regarding an employment, credit, or other relationship with you;
and Consumer Reporting Agencies
We may disclose all of the information that we collect, as described above.
We may disclose information about you and our former members to the following
types of third parties:
Financial service providers, such as those that provide securities,
mortgage services, credit card processing, and insurance services.
Non-financial companies that may provide services we believe will benefit
our members, such as retailers, airlines, travel agencies, warranty companies,
and direct marketers. Others, such as nonprofit organizations and government
agencies as permitted or required by law.
We may disclose all of the information we collect, as described above to
companies that perform marketing services on our behalf or to other
financial service providers with whom we have a joint marketing agreement.
To protect our member's privacy, we only work with companies that agree to
maintain strict confidentiality standards and protections, and pledge to limit
the use of the information we provide. We do not permit these companies to
sell or give our information to other third parties without our consent.
We may also disclose information about you under other circumstances, as
permitted or required by law.
We restrict access to information about you to those employees and
officials of HFCU who need to know that information in order to provide
you with the products and services we offer. We maintain physical,
electronic, and procedural safeguards that comply with federal and state laws
and regulations to guard your information.
Harvesters Federal Credit Union reserves the right to modify, change,
or amend this Financial Privacy Policy at any time with or without notice
other than expressly required by applicable law.
Harvesters Federal Credit Union as adopted April 23, 2001
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