Free Kasasa Cash Back® Checking
Get 3.00% cash back on your debit card purchases every month!*
(It’s like getting paid to shop!)
Another new addition to our checking options, Kasasa Cash Back, is a free checking account that pays you cash back on your debit card purchases every month!* You also get great rewards like refunds on your ATM withdrawal fees, nationwide.* Contact us today to learn more and apply.
- Free checking that pays you back
- 3.00% cash back on debit card purchases*
- No category restrictions on purchases
- Cash back earned on up to $300 in purchases monthly
- Earn up to $108 cash back per year, $9 per month
- Refunds on ATM withdrawal fees, nationwide (up to $25 monthly)*
- Link to free Kasasa Saver® to build savings automatically
- No minimum balance to earn rewards
- No monthly maintenance fees
- Free digital banking, including:
- Online banking with bill pay
- Free mobile banking
- Free e-statements
- Free Harvesters VISA® Debit Card
- No minimum deposit to open
Earning Your Kasasa Cash Back Rewards is a Snap
Enrollments must be in place and all of the following transactions and activities must post and settle to your Kasasa Cash Back account during each Monthly Qualification Cycle:
- At least 12 debit card purchases
- At least 1 ACH credit or ACH payment transaction
- Be enrolled in, and log into, online banking
That’s just how simple it is. Don’t worry if you don’t meet your qualifications during the cycle — your Kasasa Cash Back account is still free. Even more, you’ll still earn our base dividend rate and can get right back to earning your full rewards the very next month!
View our qualification cycle here .
When Kasasa Cash Back qualifications are met during a Monthly Qualification Cycle, you will receive 3.0% cash back on up to a total of $300.00 PIN-based/signature-based debit card purchases that post and settle to the account during that cycle period. A maximum of $9.00 cash back payments may be earned per Monthly Qualification Cycle. You will receive reimbursements up to an aggregate total of $25.00 for nationwide ATM withdrawal fees incurred within your Kasasa Cash Back account during that Monthly Qualification Cycle. We reimburse ATM withdrawal fees based on estimates when the withdrawal information we receive does not identify the ATM withdrawal fee. If you have not received an appropriate reimbursement, we will adjust the reimbursement amount if we receive the transaction receipt within sixty (60) calendar days of the withdrawal transaction. When your Kasasa Cash Back account qualifications are not met, no cash back payments are made and ATM withdrawal fees are not refunded. Cash back payments and nationwide ATM withdrawal fee reimbursements will be credited to your Kasasa Cash Back account on the first processing day of the following statement cycle. Rates, rewards, and bonuses, if any, are variable and may change after account is opened without notice to you. No minimum balance is required to earn or receive the account's rewards. Rewards less than a penny cannot be distributed.