Skip to main content

Loan Rates

Fair rates and terms to help you get ahead in life

Mortgage Rates | Vehicle Rates | Credit Card Rates | Style Loan Rates

Whether you are buying a home, refinancing a vehicle, starting a business or consolidating debt, borrowing from Harvesters Federal Credit Union is a great way to help finance the big dreams you might not have cash for.

Make affordable monthly payments with fair rates that won’t leave you scrambling to make ends meet!

Mortgage Rates

Fixed Rate First Mortgage

10 Years *See Loan Officer
15 Years *See Loan Officer
30 Years *See Loan Officer

Fixed Rate Second Mortgage

12 Years *See Loan Officer

Adjustable Rate Mortgage

5/1 *See Loan Officer
7/1 *See Loan Officer
10/1 *See Loan Officer

Construction to Perm

12 Months Interest Only *See Loan Officer
15 Years Fixed *See Loan Officer
30 Years Fixed *See Loan Officer
Adjustable Rate *See Loan Officer

Land & Lot Loans

12 Years Fixed - Land *See Loan Officer
5 Year Adjustable - Lot *See Loan Officer

Rural Development, VA, FHA

These programs are available *See Loan Officer

Rates, terms and approvals are based on the program, personal credit scores and other underwriting criteria. Rates are subject to change daily. Harvesters Federal Credit Union is a member of NCUA and an Equal Housing Lender. APR = Annual Percentage Rate. Business/Commercial - Call our business loan department for options and rates. NMLS Licenses

Vehicle Rates

New and Used Cars and Boats

12 Months 2.99%
24 Months 2.99%
36 Months 2.99%
48 Months 2.99%
60 Months 2.99%
72 Months 3.99%

New and Used Boats and RVs

84 Months 4.74%
96 Months 5.99%

New Boats and RVs

120 Months 6.49%
144 Months 6.74%

Rates, Term & Approval subject to credit score and collateral analysis. APR = Annual Percentage Rate.

Credit Card Rates


Gold 10.90%

VISA Classic

Classic 12.90%

APR = Annual Percentage Rate.

Style Loan Rates

Anything/Lifestyle/Homestyle Loans

All * See Loan Officer

Rates and approval subject to credit score and collateral analysis. Rates and terms subject to change without notice. Certain restrictions apply. Inquire for details.