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Loan Rates

Fair rates and terms to help you get ahead in life

Mortgage Rates | Vehicle Rates | Credit Card Rates | Style Loan Rates

Whether you are buying a home, refinancing a vehicle, starting a business or consolidating debt, borrowing from Harvesters Federal Credit Union is a great way to help finance the big dreams you might not have cash for.

Make affordable monthly payments with fair rates that won’t leave you scrambling to make ends meet!

Mortgage Rates

Fixed Rate First Mortgage

Rate
10 Years *See Loan Officer
15 Years *See Loan Officer
30 Years *See Loan Officer

Fixed Rate Second Mortgage

Rate
12 Years *See Loan Officer

Adjustable Rate Mortgage

Rate
5/1 *See Loan Officer
7/1 *See Loan Officer
10/1 *See Loan Officer

Construction to Perm

Rate
12 Months Interest Only *See Loan Officer
15 Years Fixed *See Loan Officer
30 Years Fixed *See Loan Officer
Adjustable Rate *See Loan Officer

Land & Lot Loans

Rate
12 Years Fixed - Land *See Loan Officer
5 Year Adjustable - Lot *See Loan Officer

Rural Development, VA, FHA

Rate
These programs are available *See Loan Officer

Rates, terms and approvals are based on the program, personal credit scores and other underwriting criteria. Rates are subject to change daily. Harvesters Federal Credit Union is a member of NCUA and an Equal Housing Lender. APR = Annual Percentage Rate. Business/Commercial - Call our business loan department for options and rates. NMLS Licenses


Vehicle Rates

New and Used Cars and Boats

APR
12 Months 2.99%
24 Months 2.99%
36 Months 2.99%
48 Months 2.99%
60 Months 2.99%
72 Months 3.99%

New and Used Boats and RVs

APR
84 Months 4.74%
96 Months 5.99%

New Boats and RVs

APR
120 Months 6.49%
144 Months 6.74%

Rates, Term & Approval subject to credit score and collateral analysis. APR = Annual Percentage Rate.


Credit Card Rates

VISA Gold

APR
Gold 10.90%

VISA Classic

APR
Classic 12.90%

APR = Annual Percentage Rate.


Style Loan Rates

Anything/Lifestyle/Homestyle Loans

Rate
All * See Loan Officer

Rates and approval subject to credit score and collateral analysis. Rates and terms subject to change without notice. Certain restrictions apply. Inquire for details.